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Get a Personal Loan at Rates upto 4% p.a. Lower than Banks or Earn returns upto 26% p.a. by lending on Faircent.com, India’s largest P2P Lending platform.

Faircent.com offers a platform for P2P lending which is one of the most innovative financial products of recent times. It brings borrowers and lenders directly in contact with each other removing intermediary cost thereby helping borrowers access funds at lower cost and lenders make higher returns as compared to most other investment options. Faircent.com uses technology to enable the entire process online with minimum human interface. Thus its fast, easy and convenient for both lenders and borrowers. Our mission is to make every % count.


For Lenders:

The Faircent App offers lenders a unique alternative investment opportunity to lend money directly to pre-verified borrowers and earn upto 26% p.a. returns on their investment.

Using the Faircent App Lenders can:

• Sign up as a Lender

• Review borrowers’ profile and send proposals

• Earn returns on your investments

• Strike a deal on their own, without any intervention from our end

• Get transactional updates


For Borrowers:

The Faircent App offers borrowers cheaper and faster access to personal loans. It uses a tech-enabled, underwriting mechanism that does not depend solely on traditional tools like credit score but uses more than 120 parameters across 400 data points – social, financial and personal to evaluate credit-worthiness.

Using the Faircent App Borrowers can:

• Sign up as a Borrower, get verified and get their personal loan requirement listed on Faircent.com

• Get personal loans at interest rates up to 2% to 4% lower than banks

• Online, tech-enabled transactions for easy disbursement and EMI repayments

• Strike a deal on their own, without any intervention from Faircent.

Payments involved:

-> Lenders need to make an upfront payment of Rs. 1000/- at the time of registration. This is a non-refundable one-time payment. There is no other fees or interest payable by the lender.
-> Borrowers need to make an upfront non-refundable payment of Rs. 500/- at the time of registration which is adjustable against processing fees (2%-4% of the loan amount) payable at the time of loan disbursement.
-> The payment is to facilitate back-end processes like social, financial and personal verification and document check etc.
-> It is also used to formulate the legal agreement & documentation with the borrowers before loan disbursal.

Steps to register:

1. Click on sign-up
2. Fill your basic details
3. Pay registration fees (Through any convenient online payment methods like credit cards, net banking etc)
4. For lenders, our support team verifies your details and gets back to you within 12-24 hrs. After verification and approval, you can log into your Faircent account and start lending.
5. Borrowers need to upload the required documents post which our support team will verify your details and get back to you within 2-3 working days. After verification and approval, your loan requirement will be listed on our website and lenders can start making offer to fund your requirement.

*Faircent practices transparency and they have no hidden costs and don't take margins from interests decided mutually between the borrower and lender. Please visit https://www.faircent.com for more information.
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