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They're a new decentralized cryptocurrency that can be used to make payments for goods and services or send funds to friends and family. However the main part of the project that investors will be interested in is their lending platform which offers investors the chance to earn up to 45% interest per month return for lending the platform funds

The rise of cryptocurrency and lending platforms

The cryptocurrency market has grown massively in 2017 with the total market cap now reaching over $190 billion, Bitcoin still leads the way and is valued at over $7000 per coin now but there's also been a huge rise in the value of other cryptocurrencies such as Ethereum.
There's also been a huge rise in the amount of ICOs (initial coin offerings) this year, with over $2 billion now being raised during 2017 alone. Many start ups and projects now prefer to use this method of funding over more traditional methods.
Among this rise of cryptocurrency has brought new industries into crypto, there's been a lot of lending platforms get started during the year, Bitconnect leads the way with a market cap now of $2 billion. Their tokens have increased in value from just $0.5 to over $200.

How does HomeBlockCoin work?

They state in their whitepaper that they use a trading bot that trades on the volatility of bitcoin, due to bitcoin being so volatile they state they can make high profits every day. In return for investors lending them money through their lending platform they offer high rates of interest in return.
To get started you simply need to sign up to the platform, fund your wallet with bitcoin and then you'll have the chance to purchase their new tokens. Once the ICO is finished the lending platform will go live, leaving you to select a loan option.
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