In the first phase, MSB focuses on the demands of users being transaction approver for approving financial transactions. Transaction types that may be conducted on M-eMobile include:
- Fund Transfer: Conduct single transaction in VND inside and outside of Maritime Bank system.
- Transfer in batch / Payroll: Make payments to partners and customers in batches. Salary payment to employees in companies.
- Open / close online saving accounts and conduct other transactions.
In addition to financial transaction approval functions for users being transaction approvers, M-eMobile also offers such features as: Support, service rating, Branch / transaction office search, exchange rate look-up, and promotion programs. (These features apply to users being transaction key-in persons).