Open Loans China also provides Chinese with investment opportunities. A private person in the China with excess cash can use the app as a way to invest. He can lend the money to another Chinese he finds on Open Loans China and earn an interest. He can secure himself by taking possession of security such as a car or a title deed.
Borrowers in the China can borrow from private persons as well as banks and other financial institutions in China that they find (or find them) on Open Loans China