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Get loans of all types - from online loans to loans in Kenya without security. You can also get personal loans from some lenders on the platform. Other lenders offer secured and unsecured loans in Kenya. From unsecured business loans in Kenya to instant mobile loans in Kenya, Open Loans Kenya connects borrowers and lenders from Nairobi to Mombasa to Kisumu, etc. The idea is to create a very efficient loans marketplace in Kenya, especially for lenders who wish to offer easy loans online.

Open Loans Kenya also provides Kenyans with investment opportunities. A private person in Kenya with excess cash can use the app as a way to invest. He can lend the money to another Kenyan he finds on Open Loans Kenya and earn an interest. He can secure himself by taking possession of security such as a car or a title deed.

Borrowers in Kenya can borrow from private persons as well as banks and other financial institutions in Kenya that they find (or find them on Open Loans Kenya).

In Kenya, it is legal for anyone to lend money. The Banking Act (CAP 488 of the Laws of Kenya) only regulates people who take one person's money for onward lending to another person. As long as you are lending your own money, you do not need a banking licence in Kenya.
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