We're a business that helps Indian consumers finance their purchases or anything that is important for them right now, through their phone. So if you want to buy a Mobile Phone, Laptop, Microwave Oven, Bike, Go on a Holiday, Renovate the House, Take up a Course or anything else, you don’t have to worry about your budget, we provide you access to a Loan, and you pay in affordable EMI’s.
Moreover, a second loan, at PaySense can be applied for in a single step. This way, you can quickly purchase an awesome Home Theatre system for your recently purchased LED.
What’s the amount I can apply for?
You can apply for an amount in between Rs 5,000 to Rs 1,00,000.
How is PaySense different from the other money lending businesses?
We’re a team of young professionals that understand the value of time. We know well that you are constantly looking at upgrading, and this is why it is our objective to understand you better and provide you with quick access to capital when you require it.
We help you save both time and effort so you can use these resources where it is really important.
Who can avail a Loan?
If you’re a Salaried Employee you can apply for a Loan right now. In the near future, we will also offer loans to Self Employed individuals.
Why should I install the PaySense App for the Loan?
Installing the App helps us serve you quicker. Other banks and companies require you to respond to multiple emails, calls and filling up of documents coming from different people who always start a new conversation with you. At PaySense, when you install the App, we immediately work on understanding your specific needs, create a single profile for you so that everyone at PaySense knows which step you are at, and all the documentation effort is carried out within the App. Additionally, all information regarding your EMI payments made will be documented and available for you to review.
Now, when you need a second loan from us, there’s no need to call or mail, just enter the amount you need, click on Apply, and the amount gets disbursed immediately.
Which cities does PaySense cater to?
We are currently catering to anyone in Mumbai, Thane, Navi Mumbai, Delhi (NCR - Gurgaon, Faridabad, Ghaziabad & Noida), Bangalore, Chennai, Vadodara, Ahmedabad, Chandigarh, Pune.
How many days will it take for my Loan to get processed and EMI plan active?
If we can get your time and support throughout the process we can disburse your loan in 4 - 7 working days. And your EMI deduction will get started after 30 days, on the 3rd of the following month.
So for instance:
1) Loan Processed between 1st May - 3rd May - EMI Deduction on 3rd June
2) Loan Processed on 4th May - EMI Deduction on 3rd July
Where does the money get transferred into?
The money will get transferred directly into your Bank Account which you can then use to make your purchase. Your EMI deduction will start based on the date of processing which is mentioned above
Will you be collecting my Data, and how secure will it be?
We gather information from your device to personalise your experience and quickly understand how much we can lend. This information includes contacts, location, messages, and device identifiers.
We are a tech first company. This means we have all the necessary infrastructure in place that ensures your information is very secure with us.
Ready to Get Started? Just go to the top and Click on Install