"Remittance companies charge hidden fees and Banks use not competitive exchange rates. Speed provides a solution on mobile app transfer money online securely at convenience with just your finger tip and tap, low fees with the competitive exchange rate. Use SPEED Japan to transfer money to a family, a friend, pay a bill (this service available by Mobile in the future), pay your mortgage, loan abroad or even pay for food delivery services. Currently remittance service is available to Indonesia, Nepal, the Philippines and Vietnam. (available in select country) Current SPEED member can register for Mobile APP or you are new to SPEED use SPEED Japan app to register for a membership."